- Miriam Beard
Travel Insurance
Group Travel Insurance
Deluxe Plan
Travel insurance for 4-Night Tour is $70 per person; 'Cancel for Any Reason' Travel Insurance is $105
Travel insurance for 6-Night Tour is $89 per person; 'Cancel for Any Reason' Travel Insurance is $134
Travel insurance for 9-Night Tour is $131 per person; 'Cancel for Any Reason' Travel Insurance is $197
Group Travel Insurance - Printable Version
Description of Coverage Document
Benefit
- Trip Cancellation*
- Trip Interruption*
- Trip Delay (6 hours)
- Baggage/Personal Effects ($250 limit per article, $500 combined limit for valuables.)
- Baggage Delay (24 hour)
- Emergency Accident/Sickness Medical Expense
- Emergency Evacuation/Repatriation of Remains
- 24 Hour Accidental Death & Dismemberment
- Optional Cancel For Any Reason (Not available to must be 2 or more days prior to scheduled residents of WA) departure***
Limit
- Trip Cost**
- 150% Trip Cost**
- $750 ($150/day)
- $1,500
- $400
- $50,000
- $250,000
- $25,000
- 75% of Non-refundable Trip Cost, cancellation***
All benefits are Excess, except Accidental Death & Dismemberment
* For $0 Trip Cost, there is no Trip Cancellation and Trip Interruption is limited to $500 return air only
** Up to the Trip Cost insured, up to a maximum of $10,000 per person
*** Optional Coverage can be selected for individual participants or entire group provided the plan is purchased within 14 days of initial trip deposit and the appropriate additional premium is paid.
Purchase Prior to Final Payment for Pre-Existing Condition Waiver!
The Pre-Existing Condition Exclusion will be waived if the protection plan is purchased prior to your final payment for the trip, for the full non-refundable cost of the trip and the booking for the covered trip is the first and only booking for this travel period and you are not disabled from travel at the time you pay the premium.
Purchase your Travel Insured Group Deluxe Protection Plan: Protect your travel investment to guard against unforeseen circumstances which may interfere with your trip.
Trip Cancellation/Trip Interruption: The Insurer will pay a benefit, up to the maximum shown on the Schedule of Coverage and Services, if You are prevented from taking or continuing Your covered Trip due to the following Unforeseen events:
a) Sickness, Accidental Injury, or death of You, Your Traveling Companion, or a Family Member or Business Partner of You or Your Traveling Companion which results in medically imposed restrictions as certified by a Physician at the time of loss, preventing Your continued participation in the Trip. A Physician must advise cancellation of the Trip on or before the Scheduled Departure Date.
b) Strike that causes complete cessation of services for at least 24 consecutive hours.
c) Weather which causes complete cessation of services of Your Common Carrier for at least 24 consecutive hours.
d) You or Your Traveling Companion are terminated or laid off from employment subject to three years of continuous employment at the place of employment where terminated.
e) You or Your Traveling Companion are hijacked, quarantined, required to serve on a jury, subpoenaed or required to appear as a witness in a legal action, provided You or a Traveling Companion are not a party to the legal action or appearing as a law enforcement officer, the victim of felonious assault within 10 days of departure; or having Your principal place of residence made uninhabitable by fire, flood, or other Natural Disaster; or burglary of Your principal place of residence within 10 days of departure.
f ) Bankruptcy or Default of Your Travel Supplier which occurs more than 14 days following Your Effective Date. Coverage is not provided for the Bankruptcy or Default of the travel agent or Travel Supplier that solicited this protection plan and from whom You purchased Your Land/Sea Arrangements. Benefits will be paid due to Bankruptcy or Default of an airline only if no alternate transportation is available. If alternate transportation is available, benefits will be limited to the change fee charged to allow You to transfer to another airline in order to get to Your intended destination. You must purchase Your plan within 14 days of Your initial Trip deposit.
g) If within 30 days of Your departure, a politically motivated Terrorist Attack occurs within the territorial limits of the City listed on Your itinerary. The Terrorist Attack must occur after the Effective Date of Your Trip Cancellation coverage.
h) You or Your Traveling Companion who are military personnel, and are called to emergency duty for a disaster other than war or are called to active military duty, have their leave revoked or are reassigned for reasons other than war.
i) You or Your Traveling Companion being directly involved in a traffic Accident substantiated by a police report, while en routeto departure.
j) The death or hospitalization of Your Host at Destination.
k) Natural Disaster at the site of Your destination which renders Your destination accommodations uninhabitable.
l) Your normal pregnancy or attending the childbirth of Your Family Member. The pregnancy must occur after the Plan EffectiveDate and be verified by medical records.
m) The primary or secondary school where You or Your Dependent Children attend must extend operating session beyond the pre-defined school year, due to Unforeseen events commencing during Your plan effective period and the travel dates for Your Trip fall within the period of the school year extension. Extensions due to extra-curricular or athletic events are not covered.
n) Mandatory evacuation ordered by local authorities at Your destination due to hurricane or other Natural Disaster. You must have 50% or less of Your Trip remaining at the time the mandatory evacuation ends, in order for this benefit to be payable.
All cancellations must be reported directly to the Travel Supplier within 72 hours of the event causing the need to cancel, unless the event prevents it, and then as soon as is reasonably possible.
Trip Delay: The Insurer will reimburse You for covered expenses on a one time basis, up to the maximum shown in the Schedule of Coverage and Services, if You are delayed en route to or from the covered Trip for 6 or more hours due to a covered reason.
Baggage/Personal Effects: The Insurer will reimburse You up to the maximum shown on the Schedule of Coverage and Services for loss, theft, or damage to Baggage and Personal Effects. The Insurer will pay the lesser of the following: Actual Cash Value at the time of the loss, less depreciation as determined by the Insurer, or the cost of repair or replacement.
Emergency Accident and Sickness Medical Expense: The Insurer will pay benefits up to the maximum shown on the Schedule of Coverage and Services, if You incur Covered Medical Expenses for Emergency Medical Treatment as a result of an Accidental Injury which occurs on the covered Trip or a Sickness which first manifests itself during the covered Trip.
Emergency Medical Evacuation: The Insurer will pay, subject to the limitations set out herein, up to the maximum shown on the Schedule of Benefits, for Covered Emergency Evacuation Expenses reasonably incurred if the Insured suffers an Injury or Emergency Sickness that warrants the Insured’s Emergency Evacuation while on a Trip.
Accidental Death & Dismemberment: If You sustain an Injury while on the Trip, which results in loss of life; actual severance of limb; or entire and irrecoverable loss of: eyesight, speech, or hearing; within 180- days of the date of the Accident, the Insurer will pay the largest applicable amount, up to the maximum shown on the Schedule of Benefits.
Cancel For Any Reason Protection: Optional Coverage applies only when requested on the application and the appropriate additional plan cost has been paid. Not available for residents of Washington State. If you purchase the cancel for any reason protection and you cancel your trip for any reason not otherwise covered by this plan, the insurer will reimburse you for up to 75% of the prepaid, forfeited, non-refundable payments or deposits you paid for your trip provided you cancel your trip more than two (2) days prior to your scheduled departure date.
